Access Home Equity to Finance Anything

No Monthly Payments or New Debt

Trusted By

Mortgage Bankers AssociationStructured Finance AssociationEqual Housing LenderTrustpilot

How Nada's HEA Works

We Provide Cash Today for a Share of Your Home's Future Value

Get Cash Upfront

Get Cash Upfront

Access your home's equity in a lump sum.

Stay in Your Home

Stay in Your Home

Stay in your home – No need to move or sell.

No Monthly Payments

No Monthly Payments

Unlike loans or HELOCs, there's nothing to repay monthly.

Share in Future Appreciation

Share in Future Appreciation

When you sell or refinance, Nada shares in the home's value.

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Looking to invest in Home Equity?

Build or diversify your real estate portfolio with Homeshares by Nada.

Use Cases

Your home equity is an asset—unlock it
without taking on debt

Upgrade Your Home

Upgrade Your Home

Use your equity to remodel, add a pool, or make energy-efficient upgrades

Eliminate High-Interest Debt

Eliminate High-Interest Debt

Escape the cycle of rising credit card or personal loan payments

Plan for Retirement

Plan for Retirement

Supplement your income, cover healthcare expenses, or enjoy financial freedom

Invest in Your Future

Invest in Your Future

Use your home's value to fund a new business, buy an investment property, or grow your wealth.

Stay Flexible

Stay Flexible

Buy back your equity anytime or sell on your own timeline—Nada works with your long-term plans.

Hear it for yourself...

Homeshares helped me invest in myself and open my own business.

Dina B.
Dallas, TX

Hear it for yourself...

I had a great outcome, paid off my debt!

Shamey D.
Austin, TX

Hear it for yourself...

The process was just fine. Easy and smooth.

Laura C.
Austin, TX

Hear it for yourself...

Thank you so much! You've been great through this and this is really helpful to my family right now. Great experience!

Justin D.
Dallas, TX

Hear it for yourself...

This literally saved my life! Nobody else would let us use the funds to pay for repairs, but you. Broderic is THE BEST! He even helped us find quotes and contractors that would work with us.

Cynthia Y.
Miami, FL

How Nada Stands Out

We partner with you throughout your
homeownership journey

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We Share in the Value of Your Home

At Nada, we're invested in your home's future. Whether your home appreciates or depreciates, we share in the outcome. Our goals align with yours, ensuring we support you through the ups and downs of homeownership.

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Low Fees,
No Surprises

We believe in transparency. That's why Nada offers some of the lowest fees in the industry—no hidden costs, no interest, and no monthly payments. We're here to help you keep more of your home's value.

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Refinance or
Sell with Nada

When you're ready, Nada offers flexible exit options. You can refinance or sell your home with Nada, where we're focused on maximizing your sale price to get the best return.

How Much Does an HEA Cost?

Cash Amount

Monthly Payment

Interest Rate

No Income Requirement

No Age Requirement

Minimum FICO

Nada

$50K

$0

0.0%

Yes

Yes

500

Credit Card

$50K

$1,508

24.2%

No

Yes

620

Personal Loan

$50K

$1,365

21.5%

No

Yes

620

HELOC

$50K

$568

12.5%

No

Yes

620

Reverse Mortgage

$50K

$0

7.9%

Yes

No

500

*This chart is meant to provide general or average costs per financial product. Interest rates are subject to change and are dependent on credit worthiness and market conditions. Average interest rates are sourced from published rates on Bankrate. Information updated on 4/1/2025.

FOR INVESTORS

Invest in America's 5 Trillion Home Equity Market

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Invest in America's 5 Trillion Home Equity Market