Unlock home equity.

Access home equity today.

No debt, no monthly payments, just cash to spend.

Trade equity for cash
without debt

Home equity is earned, just like your retirement or savings. Homeshares unlocks your equity, making ownership more flexible.

Never make a
monthly payment

Homeshares is not a loan or debt, it’s an investment into your equity. You receive cash today and Nada a share of your equity.

Continue enjoying
your home

You maintain control over your home. Use your unlocked equity funds for whatever you need— pay down debt, renovate, or invest.

How it works

Apply for Homeshares

It takes less than 90 seconds to fill out the homeshares form. Our Equity specialists will reach out.

Apply & schedule inspection

Once you submit your application and are granted approval, we will schedule your inspection.

Receive funds in a matter of days

Once you’ve agreed to an investment offer for a fraction of your home equity, Nada will finalize paperwork and deposit funds in a few days.

Enjoy your home & repay us later

Nada becomes a co-investor while you continue enjoying homeownership. Repay us sometime in the next 10 years—typically when you sell or refinance your mortgage.

See how much equity you can unlock.

Homeshares is an investment, not a loan or a debt. We partner with you to share in the up side or the downside of your home value over time. Nada is repaid when you sell, refinance or choose to repay. Our repayment is based upon our share of your home’s appreciation above the Risk-Adjusted Value in exchange for the cash we invest and pay you today.


Is a Homeshare considered a mortgage?

No. A Homeshare is not a debt and does not show up on the your credit report as a new debt. You receive cash upfront when you agree to a Nada Homeshare investment, in exchange Nada then receives a lien-secured option agreement to share in the upside or the downside of the home’s value over time.

What can I do with my money from Homeshares?

Nada does not dictate how you use your funds. Use your unlocked home equity funds for whatever you need—pay down debt, renovate, or invest in your future.

Do I really not have to make any monthly payments?

That’s correct. There are no monthly payments, no accrued interest, and no added debt with Homeshares. When you agree to a Nada Homeshare investment you receive your cash payment upfront, in exchange Nada becomes a co-investor in your home.

How do I know if I qualify for a Homeshare investment?

Simply fill out this form and one of our equity specialists will be in touch

What information does Nada consider when I apply for Homeshares?

Nada has designed the Homeshare qualification process to be simple, stress-free, and without any financial obligation to you or impact to your credit. We evaluate information about you and information about your home, such as:

• Proof of identification
• Proof of homeownership and current mortgage
• Verification of employment
• Soft credit check to evaluate your payment history (no impact to your credit score)
• Proof of homeowners insurance
• Record of property taxes
• Property inspection

How does Nada receive funding for Homeshare investments?

Nada receives funding for our Homeshare investments from a variety of investors that share in our vision to unlock real estate wealth for everyone. One of our primary sources of funding comes from our real estate investment funds, “Cityfunds”, where we make it possible for everyone to invest in and own a piece of a top city’s home equity market. Cityfunds investors and homeowners are aligned— everyone shares in the benefits when home values appreciate.

How much money can I access with Homeshares?

Nada is currently making investments up to $40,000 in owner-occupied single family homes. Our investment size is the lesser of either (i) 30% of your home equity, (ii) 10% of your home value, or (iii) $40,000.

If I enter into a Homeshare agreement, who owns my home?

You do. You continue to own your home, control your property, and enjoy all of the benefits of being a homeowner. Nada is not considered an owner and does not have rights of occupancy—instead we are an investor.

I have a mortgage on my home, am I still eligible for a Homeshare investment?

Yes. Nada’s Homeshare investments are complementary to traditional mortgage loans. It is unlikely your existing mortgage provider will have any issues with Nada’s investment. Additionally, Nada will fully review your existing mortgage documents and terms to ensure there are no issues during the application process.

What are the fees related to the Homeshare?

There are no upfront payments required to apply for a Homeshare. Nada is paid an origination fee of three percent of the cash investment amount the homeowner is receiving. This origination fee is deducted from the homeowner’s cash investment amount as part of the closing process and only paid once a Homeshare investment has successfully closed.

There are additional third-party processing fees that may be deducted from your cash investment amount as part of the closing process. These fees vary based on the complexity, location, and investment size; however, they generally include:

• Title and Escrow: $75 - $600
• Property Inspection: $200 - $400
• Home Valuation (AVM): $10 - $50
• Notary fee: $50 - $100
• Recordation fees: $25 - $100 (charged on a state or county basis)
• Document preparation fee: $50 - $100

Any third-party processing fees will be fully disclosed prior to closing.

Still have questions?

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© 2022 Nada Holdings, Inc. and/or its affiliates. All rights reserved. Nada is a registered service mark of Nada Holdings, Inc.

Nada Holdings, Inc. (“Nada”) has a business relationship with Nada Loans, LLC, Nada Realty LLC, Nada Homeshares LLC, Nada Home Services, LLC, Nada Insured LLC, and Expetitle Nada Group, LLC. (collectively, the “Affiliates”). Learn more about Affiliated Businesses..

Nada Holdings, Inc. (“Nada”) is a financial technology company and is not a bank. Banking services provided by Nada's banking partners. The Nada Debit Card is issued by Nada's banking partners and may be used everywhere debit cards are accepted.

Nada Realty is a licensed Texas Real Estate LLC Brokerage TREC# 9007703. TREC: Information About Brokerage Services | Consumer Protection Notice. Nada Loans is a licensed Texas Mortgage Company NMLS# 1993600. NMLS Consumer Access. Restrictions may apply to the Nada ($0) listing fee and Nada Buyer Refund incentive programs, see terms

Cityfunds I, LLC, is "testing the waters" to gauge market demand from potential investors for a potential offering under Tier II of Regulation A of the Securities Act. No money or other consideration is being solicited, and if sent in response, it will not be accepted. No sales of securities will be made or commitment to purchase accepted until qualification of an offering circular by the Securities and Exchange Commission (“SEC”) and approval of any other required government or regulatory agency. An indication of interest made by a prospective investor is non-binding and involves no obligation or commitment of any kind. Any offer to buy securities may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of its acceptance given after the qualification date. No offer to buy securities can be accepted and no part of the purchase price can be received without an offering circular that has been qualified by the SEC, which we urge prospective investors to read carefully at such time. If an offering statement has been filed, you may obtain a copy of the most recent version of the Preliminary Offering Circular from Cityfunds I, LLC at 1315 Manufacturing St. Dallas, TX 75207 or by e-mailing You may also obtain a copy of the Preliminary Offering Circular linked here.

Certain information contained herein constitutes “forward-looking” statements.

Cityfunds I, LLC is a Delaware series limited liability company, formed to enable public investment in residential real estate properties in specific cities. A separate series of the Company will be formed to invest in the properties in each such city, either directly or through our “HomeShares” product, and each series intends to sell membership interests in the series to investors through a potential under Tier II of Regulation A of the Securities Act. As a Delaware series limited liability company, the debts, liabilities, obligations, and expenses incurred, contracted for or otherwise existing with respect to a particular series are segregated and enforceable only against the assets of such series, as provided under Delaware law.

Cityfunds I, LLC is managed by Cityfunds Manager, LLC, a joint venture between Nada Asset Management LLC, or Nada (the Managing Member), and Republic Compound LLC, or Republic Real Estate. Pursuant to the terms of the Company’s Limited Liability Company Agreement dated as of April 26, 2021, or the Operating Agreement, the Manager will provide certain management, advisory, and support services to the Company and to each series and its subsidiaries.