Access Home Equity
to Finance Anything

Unlock the Potential of Your Home Equity for Renovations, Debt Consolidation, and More

Trusted By

Mortgage Bankers AssociationStructured Finance AssociationEqual Housing LenderTrustpilot
Homeshares

No Monthly Payments

Unlock up to 30% of your home value

No Impact on Credit

Receive funds in as little as 2 weeks*

Your Equity, Your Way

Your home is your biggest asset. It continuously grows with your hard earned time and money. It should be usable like any other savings account. Now you can unlock your equity in as little as 2 weeks with no monthly payments.*

Go Green with Solar Power

Unlock your home’s equity to install solar panels or upgrade your roof. Save on energy bills and increase your home’s value.

Go Green with Solar Power
Transform Your Living Space

Transform Your Living Space

Use your home equity to fund your dream remodel or home addition. Enhance your home’s comfort and style without taking on new debt.

Simplify Your Finances

Tap into your home’s equity to consolidate high-interest debts. Enjoy no payments and financial freedom.

Simplify Your Finances
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How it Works

Apply for a Home Equity Agreement

Consult our equity specialists for the amount of cash you qualify for in exchange for a percentage of future equity we will share.

Schedule Inspection

Get Funded

What's your Home Value?

What's your home value?

$850K

$200K

$2.5M

You may qualify for up to

$212,500

Receive $212,500 in exchange for a share of your home's future value.

The above estimate is for informational purpose only. Learn more about pricing.

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Current Availability

Primary and Investment Homes

Investment Homes Only

How We Stack Up

Cash Amount

Monthly Payment

Interest Rate

No Income Requirement

No Age Requirement

Minimum FICO

Nada

$50K

$0

0.0%

Yes

Yes

500

Credit Card

$50K

$1,508

24.2%

No

Yes

620

Personal Loan

$50K

$1,365

21.5%

No

Yes

620

HELOC

$50K

$568

12.5%

No

Yes

620

Reverse Mortgage

$50K

$0

7.9%

Yes

No

500

*This chart is meant to provide general or average costs per financial product. Interest rates are subject to change and are dependent on credit worthiness and market conditions. Average interest rates are sourced from published rates on Bankrate. Information updated on 4/1/2025.

Hear it for yourself...

Homeshares helped me invest in myself and open my own business.

Dina B.
Dallas, TX

Hear it for yourself...

I had a great outcome, paid off my debt!

Shamey D.
Austin, TX

Hear it for yourself...

The process was just fine. Easy and smooth.

Laura C.
Austin, TX

Hear it for yourself...

Thank you so much! You've been great through this and this is really helpful to my family right now. Great experience!

Justin D.
Dallas, TX

Hear it for yourself...

This literally saved my life! Nobody else would let us use the funds to pay for repairs, but you. Broderic is THE BEST! He even helped us find quotes and contractors that would work with us.

Cynthia Y.
Miami, FL

What is a Home Equity Agreement?

In exchange for the upfront cash paid to you, an investor is granted an interest in the home's future appreciation as a co-investor. This means that the investor will share in any increase in the value of your home over time. As your property's market value rises, so too does the investor's stake in that appreciation. This partnership allows you to access funds immediately without the burden of monthly payments, while the investor benefits from potential future gains when the property is sold or refinanced. Essentially, you are not only receiving cash to use as you see fit, but you are also entering into a mutually beneficial agreement that aligns both your financial goals and those of the investor.

How do you determine my home value?

Home valuations are determined by using 3rd party automated tools, which analyze various factors such as recent sales of comparable properties, market trends, and property characteristics to provide an estimated value. These automated valuation models (AVMs) leverage extensive databases and algorithms to offer quick and cost-effective assessments of property worth. However, in certain situations where a more precise valuation is required—such as for a mortgage refinance, or when significant renovations have occurred—clients may opt to pay for appraisals through a 3rd party appraisal management company.

How do I pay off Nada's Home Equity Agreement?

Currently there are 3 ways to pay Nada’s lien off:

  • Refinance into a traditional mortgage.
  • Payoff in cash, either by selling the home or with cash on hand.
  • Obtain a new Homeshare with another 10-year term.
See All FAQs

FOR INVESTORS

Invest in America's $35 Trillion Home Equity Market

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Invest in America's $35 Trillion Home Equity Market